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Financial Comparison:
“We moved into Riverside to take advantage of the security and the resort style facilities and banked $145,500”
It seems too good to be true.
But many over fifty-fives are finding that selling their current home and buying a home in Riverside Gardens Estates beautifully appointed Lifestyle Village is actually leaving them with a substantial tax-free cash reserve.
Depending on the value of your existing home this could amount to several hundred thousand dollars. This could be re-invested to give you a regular income or that new car and or caravan and a wonderful ocean cruise or any combination you choose as the choice would be entirely yours.
Here’s an example of the financial benefits you could enjoy.
| Buying a home in Riverside Gardens Lifestyle Village. |
Buying a small home or unit in the suburbs. |
| Sell your Home |
$425,000 |
Sell your Home |
$425,000 |
| Approximate cost of home |
$279,500 |
Approximate cost of home |
$365,000 |
| Stamp Duty |
$0 |
Stamp Duty |
$13,252 |
| Settlement Cost on purchase |
$0 |
Settlement Costs and Adjustments |
$2,190 |
| Total Cost |
$279,500 |
Total Cost |
$380,442 |
| Money left over |
$145,500 |
Money left over |
$44,558 |
| Cost of Weekly outgoings (p.a) |
$6,240 |
Cost of Rates and Taxes, Body Corporate Fees etc |
$4,600 |
| Less Government Rent Assistance |
$2,769* |
Interest Received on Cash in bank (4.5% of $44,558) |
$2,005.11 |
| Interest Received on Cash in bank (4.5% of $145,500) |
$6,547..00 |
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Cash Surplus (pa)
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$3,076.00 |
Cash Shortfall (pa) |
$2,594.89 |
This is an example only as each individual’s financial situation and particular needs differ you should seek independent financial advice and carefully read any documents presented. Riverside Gardens Estate recommends that you seek independent advice from suitably qualified persons prior to making your investment in our beautiful Estate.
* This figure is based on Government Rent Assistance to a single person. The amount for a couple would be $1,567.80.
Based on figures as at 5th October 2009.
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